Analysis of Factors Influencing the Interest of Islamic Economics Students of the Class of 2023 in Opening an Islamic Bank Account
Article Sidebar
minat,
rekening Bank syariah,
rekening syariah,
pembukaan rekening syariah,
Tabungan,
Bank Konvensional
Main Article Content
Abstract
Islamic banks in Indonesia began to develop after the Indonesian Ulema Council (MUI) decided in the early 1990s to establish a financial system in line with Islamic sharia. The first Islamic bank, Bank Muamalat Indonesia, began operations on May 1, 1992. Affirming fair transactions, promoting ethical and halal business practices, and prohibiting usury, speculative activities, and uncertainty are all principles of Sharia law, which the bank aims to uphold through its services. This quantitative study aimed to identify the relationship between pre-existing characteristics, including service quality, student trust, bank location, and attitudes toward Islamic banking. The purpose of this study was to identify variables influencing the choice to create and save in an Islamic account among Islamic Economics students at Sultan Agen Tirtayasa University in the class of 2023. A 5% margin of error was applied to the total number of respondents when the Slovin method was used to determine the sample. A survey was sent to the Islamic Economics class of 2023 to collect data. The survey findings highlight the important role of Islamic banks in facilitating savings, production, consumption, and trade.
Article Details
References
Abdul, O. :, & Anshori, G. (2008). Sejarah Perkembangan Hukum Perbankan Syariah di Indonesia dan Implikasinya bagi Praktik Perbankan Nasional: Vol. II (Issue 2). http://www.sharialearn.com/
Adnyana, K. S., & Yudaparmita, G. N. A. (2023). Peningkatan Minat Belajar IPAS Berbantuan Media Gambar Pada Siswa Sekolah Dasar. Edukasi: Jurnal Pendidikan Dasar, 4(1), 61. https://doi.org/10.55115/edukasi.v4i1.3023
Augina, A., Program, M., Ilmu, S., Masyarakat, K., Kedokteran, F., Kesehatan, I., Jambi, U., Letjend, J., No, S., 33, T., & Pura, J. (n.d.). Teknik Pemeriksaan Keabsahan Data pada Penelitian Kualitatif di Bidang Kesehatan Masyarakat. In Jurnal Ilmiah Kesehatan Masyarakat (Vol. 12).
Dalimunthe, N., & Atiqah Pane, J. (n.d.). Penghimpunan Dana Nasabah dengan Akad Wadi’ah dan Penerapannya pada Perbankan Syariah.
Dalimunthe, N., & Lubis, N. K. (n.d.). Peran Lembaga Perbankan Terhadap Pembangunan Ekonomi: Fungsi Dan Tujuannya Dalam Menyokong Ketenagakerjaan. https://doi.org/10.30651/jms.v8i4.20997
Fajar Isnan. (n.d.). Nurul Fajar Isnaeni_BAB 2.
Indriastuti, M., & Ifada, L. M. (n.d.). Analisis Sistem Pengukuran Kinerja Perbankan Syariah.
Meilanti, M., Fitria, L., Studi Akuntansi, P., & Tinggi Ilmu Ekonomi Tuah Negeri, S. (2021). Jurnal Ilmiah Ekonomi dan Pajak (EJAK) Strategi Pemasaran Produk Tabungan, Giro Dan Deposito Pt. Bank Sinarmas Tbk Cabang Dumai Saving Products Marketing Strategy, Giro And Deposit PT. Bank Sinarmas Tbk Dumai Branch (Vol. 1, Issue 1). www.banksinarmas.com,
Mentari, P. M. (2022). Pengaruh Pertumbuhan Ekonomi, Inflasi dan Pendidikan terhadap Kemiskinan di Provinsi Jambi Tahun 2002 – 2020. Science of Management and Students Research Journal (SMS), 3(2), 106. https://doi.org/10.33087/sms.v3i2.114
Nurlaila, E. (2019). Analisis Makna Gaya Bahasa Sinekdoke Dan Metonimi Dalam Novel Kimi No Suizou O Tabetai Karya Sumino Yoru.
Putri Nadin UPN, S., Timur Siti Ning Farida UPN, J., Timur Alamat, J., Raya Rungkut Madya No, J., & Anyar, G. (2024). Strategi Dalam Membuka Rekening Online Pada Bank Syariah Indonesia Di Kalangan Mahasiswa Jakarta. Journal of Islamic Economics and Finance, 2, 190–198. https://doi.org/10.59841/jureksi.v2i1.808
Sriningsih, M., Hatidja, D., & Prang, J. D. (n.d.). Penanganan Multikolinearitas Dengan Menggunakan Analisis Regresi Komponen Utama Pada Kasus Impor Beras Di Provinsi Sulut.
Suryani, F., Hamzah, Z., Tinggi, S., Ekonomi, I., Indonesia, P., & Riau, U. I. (2019). The Effect of Current Ratio, Quick Ratio, and Debt To Equity Ratio on Profit of Consumption Industry Companies Pengaruh Rasio Lancar, Rasio Cepat, Rasio Utang terhadap Ekuitas terhadap Laba pada Perusahaan Industri Konsumsi. In Management Studies and Entrepreneurship Journal (Vol. 1, Issue 1). http://journal.yrpipku.com/index.php/msej
Yuspin, W., & Kn, M. (n.d.). Penerapan Prinsip Syariah Dalam Pelaksanaan Akad Murabahah.
Zulva, P., Sissah, D. H., Hi, M., Habibah, G. W. I. A., & Sy, M. E. (2024). Pengaruh Pengetahuan Tentang Riba Nasiah Dan Religiusitas Terhadap Minat Menabung Mahasiswa Di Bank Syariah. Jurnal Kajian Dan Penalaran Ilmu Manajemen, 2(1), 115–131. https://doi.org/10.59031/jkpim.v2i1.284